5% Back
in Rewards2
Open and use a Bed Bath & Beyond Credit Card within the first 30 days and get
$25 off your first $100+ purchase1
at Bed Bath & Beyond only. Coupon will be sent via email.
Earn 5% back in Rewards2
with your complimentary welcome rewards+ membership.5
Flexible Financing Options Available3
on qualifying purchases to help you bring home what you love.
It takes seconds and will not affect your credit score!4
You’ll be prompted to log in or create an account to continue.
Already a card member? Manage Your Account
Get a complimentary welcome rewards+ membership5 with your new Bed Bath & Beyond Credit Card
Free
Shipping2
Extended
Returns2
Earn Points
for Reviews2
ENJOY THESE CARDMEMBER BENEFITS
- Complimentary✔
$24.95welcome rewards+ membership5 - Flexible financing options available3✔
- Member-exclusive offers✔
- Use your card across our family of brands:✔
Frequently Asked Questions
- The Bed Bath & Beyond Credit card can be used across the Beyond Family of Brands websites and mobile applications including bedbathandbeyond.com, buybuybaby.com and overstock.com
- Currently, the credit card cannot be used at Bed Bath & Beyond Home in-store locations.
- A soft inquiry is used to check your eligibility which will not affect your credit score4.
- Financing options are available across all participating Beyond sites with the Bed Bath & Beyond credit card. See below for currently available plans.
- - 6 months on purchases of $199+3
- - 12 months on purchases of $399+3
- To apply financing, you must login to your account to view promotional plan options. Use your Bed Bath & Beyond credit card to pay at checkout. Special financing offers are available. Some promotional financing is offered on a periodic basis. Please always check when a promotional plan expires.
You earn 5% rewards (5 points for every $1 spent) on all eligible purchases when you shop across the Beyond Family of Brands websites and mobile applications including bedbathandbeyond.com and buybuybaby.com. Points are calculated by the net purchase amount after application of discounts and coupons (and excluding tax and shipping). Rewards will be displayed in the Member’s account at https://www.bedbathandbeyond.com/welcome-rewards-plus/benefits. You can redeem your earned reward points as reward dollars by selecting “apply to order” at checkout. Reward points can only be applied as reward dollars for future purchases. Points have no cash value and are not redeemable for cash. Rewards can be earned with any form of payment.
Your enrollment in the welcome rewards+ program will end. You will have 90 days after the closure of your card account to redeem your rewards. If you enroll in the program as a paid member by paying the annual membership fee, your rewards will not expire.
- Yes, if you have been approved for a credit card online, you will be able to use your newly opened account on the same transaction and receive a first purchase discount as well.
Yes, your introductory offer (if eligible) can only be applied to your first Bed Bath & Beyond Credit Card purchase within 30 days of opening your account on purchases of $100+1. Coupon will be sent via email.
Applying online is fast and easy. If approved, we'll automatically add your new Bed Bath & Beyond credit card to your saved payment methods so you can use it today. Bed Bath & Beyond cardmembers will receive their physical card and a letter with account information within 7-10 business days via US mail.
- The Bed Bath & Beyond Credit Card Program, issued by Citibank, N.A.,, has ended. Your Account is no longer valid for new transactions. You can continue to self-service and manage your account online via the existing website: overstock.accountonline.com. You can also contact Citibank, N.A. customer service via the customer service number provided on your statement or on the back of your credit card.
Click here to pay your Bread Financial Bed Bath & Beyond credit card or to edit payment information. For more assistance or to pay over the phone, please call (800) 331-1799, TDD/TTY: (888) 819-1918. Pay-by-phone fees up to $15 may apply for payments made with a Care Center agent.
If you have an Overstock Credit Card or Overstock Mastercard issued by Citibank, N.A. please click here to pay your bill, or manage your account.
There are no annual fees6 associated with opening an account or keeping an account open.
The Bed Bath & Beyond customer service team is ready to help! For the most convenient way to start your help request, visit the Bed Bath & Beyond Help Center and My Account:
Click HERE to Chat
Text: 1-814-747-6702
Phone: (800) 843-2446
To contact Bread Financial, please call:
- (800) 331-1799
- TDD/TTY: (888) 819-1918
At this time the $24.95 membership fee is non-refundable. After the Bed Bath & Beyond credit card is opened, all future membership fees will be waived as long as the credit card remains open. We will not refund any portion of the membership fee paid prior to opening the credit card account.
- If you're approved, you should be instantly notified. However, if it takes longer to process your application, the bank will notify you by mail regarding the reasons for the decision.
1Cannot be combined with other offers. Valid one time only. Excludes tax, shipping, and special financing.
2Offer is available to welcome rewards+ members. Click here for terms and conditions.
3Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. Must login to your account to view promotional plan options.
4A soft inquiry is used to check your eligibility which will not affect your credit score.
5Account must be open and in good standing. Maximum of one membership per account. Offer not applicable to authorized users.
6Click Here for important rate, fee, and other cost information.
Credit card offers are subject to credit approval.
Bed Bath & Beyond Credit Card Accounts are issued by Comenity Capital Bank, a Bread Financial® company.
